Prescription Drug Plans-Part D Stand Alone

Prescription Drug Plans-Part D Stand Alone

Medicare Part D Prescription Drug Plans provide insurance coverage for your prescription drugs. Your Medicare prescription drug coverage can be provided by a “stand-alone” Medicare Part D plan (only prescription coverage) or a Medicare Advantage plan that includes prescription coverage (an MA-PD) that includes Medicare health and prescription drug coverage. If you join a Medicare Part D prescription drug plan, you will pay a monthly premium.

This is insurance coverage for both brand-name and generic prescription drugs at participating pharmacies in your area. It provides protection for people who have very high drug costs or unexpected changes in your drug needs.

Each Medicare Prescription Drug Plan has its own list of covered drugs called a formulary. Drug formularies can vary greatly from one prescription drug plan to the next, so it is key to ensure that your medications are covered by your chosen Medicare prescription drug plan before you enroll.

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Stephanie Casper Insurance Services
Benicia, CA 94510

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